In his book ‘Designer DB Plus™ – A Comprehensive Guide to Modern Retirement Planning Strategies,’ Stephen Arnold aims to equip small business owners with advanced strategies for retirement planning. Arnold highlights the integration of Cash Balance Defined Benefit plans with Profit Sharing/401(k) and 401(h) options to optimize retirement savings and tax efficiencies.

His book emphasizes combining predictable, defined benefits with flexible contribution structures, enabling business owners to accelerate retirement savings while ensuring financial security. Arnold’s approach underscores the importance of tailored retirement solutions that meet the diverse needs of small business owners, offering insights into maximizing tax advantages and preparing for medical expenses in retirement.